A Mutual Funds is a company that brings together money from many people and invests it in stocks, bonds, or other assets. The combined holdings of stocks, bonds, or other assets the fund owns are known as its portfolio.
| SR.NO | CATEGORY | SCHEME CATEGORIZATION | TYPE OF FUNDS |
| 1 | MULTI CAP FUND | Minimum investment in equity & equity related instruments – 65% of total assets | An open-ended equity scheme investing across large-cap, mid-cap, small-cap stocks. With a minimum of 25% in each category |
| 2 | LARGE-CAP FUND | Minimum investment in equity & equity related instruments of large-cap companies – 80% of total assets | An open-ended equity scheme predominantly investing in large-cap stocks |
| 3 | Large & Mid Cap Fund | Minimum investment in equity & equity related instruments of large-cap companies – 35% of total assets Minimum investment in equity & equity related instruments of mid-cap stocks – 35 % of total asset | An open-ended equity scheme investing in both large-cap and mid-cap stocks |
| 4 | Mid Cap Fund | Minimum investment in equity & equity related instruments of mid-cap companies – 65% of total assets | An open-ended equity scheme predominantly investing in mid-cap stocks |
| 5 | Small-cap Fund | Minimum investment in equity & equity related instruments of small-cap companies – 65% of total assets | An open-ended equity scheme predominantly investing in small-cap stocks |
| 6 | Dividend Yield Fund | The scheme should predominantly invest in dividend-yielding stocks. Minimum investment in equity – 65% of total assets | An open-ended equity scheme predominantly investing in dividend-yielding stocks |
| 7 | Value Fund | The scheme should follow a value investment strategy. Minimum investment in equity & equity related instruments – 65% of total assets | An open-ended equity scheme following a value investment strategy |
| 7 | Contra Fund | The scheme should follow a contrarian investment strategy. Minimum investment in equity & equity related instruments – 65% of total assets | An open-ended equity scheme following contrarian investment strategy |
| 9 | Focused Fund | A scheme focused on the number of stocks (maximum 30) Minimum investment in equity & equity related instruments – 65% of total assets | An open-ended equity scheme investing in a maximum of 30 stocks (mention where the scheme intends to focus, viz., multi-cap, large-cap, mid-cap, small-cap) |
| 10 | Sectoral/ Thematic | Minimum investment in equity & equity related instruments of a particular sector/ particular theme – 80% of total assets | An open-ended equity scheme investing in __ sector (mention the sector)/ An open-ended equity scheme following theme (mention the theme) |
| 11 | ELSS | Minimum investment in equity & equity related instruments – 80% of total assets (in accordance with Equity Linked Saving Scheme, 2005 notified by Ministry of Finance | An open-ended equity-linked saving scheme with a statutory lock-in of 3 years and tax benefit |
| 12 | Flexi Cap Fund | Minimum investment in equity & equity related instruments – 65% of total assets | An open-ended dynamic equity scheme investing across large-cap, mid-cap, small-cap stocks |
| SR.NO | CATEGORY | SCHEME CATEGORIZATION | TYPE OF FUNDS |
| 1 | Overnight Fund | Investment in overnight securities having a maturity of 1 day | An open ended debt scheme investing in overnight securities |
| 2 | Liquid Fund | Investment in Debt and money market securities with maturity of up to 91 days only | An open-ended liquid scheme |
| 3 | Ultra Short Duration Fund | Investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months – 6 months | An open-ended ultra – short term debt scheme investing in instruments with Macaulay duration between 3 months and 6 months |
| 4 | Low Duration Fund | Investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months – 12 months | An open-ended low duration debt scheme investing in instruments with Macaulay duration between 6 months and 12 months |
| 5 | Money Market Fund | Investment in Money Market instruments having maturity up to 1 year | An open-ended debt scheme investing in money market instruments |
| 6 | Short Duration Fund | Investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 1 year – 3 years | An open-ended short-term debt scheme investing in instruments with a Macaulay duration between 1 year and 3 years |
| 7 | Medium Duration Fund | Investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 years – 4 years | An open-ended medium-term debt scheme investing in instruments with Macaulay duration between 3 years and 4 years |
| 8 | Medium to Long Duration Fund | Investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 4 – 7 years | An open-ended medium-term debt scheme investing in instruments with Macaulay duration between 4 years and 7 years |
| 9 | Long Duration Fund | Investment in Debt & Money Market Instruments such that the Macaulay duration of the portfolio is greater than 7 years | An open ended debt scheme investing in instruments with Macaulay duration greater than 7 years |
| 10 | Dynamic Bond | Investment across duration | An open ended dynamic debt scheme investing across duration |
| 11 | Corporate Bond Fund | Minimum investment in corporate bonds – 80% of total assets (only in highest rated instruments) | An open ended debt scheme predominantly investing in the highest-rated corporate bond |
| 12 | Credit Risk Fund | Minimum investment in corporate bonds – 65% of total assets ( investment in below highest rated instruments) | An open ended debt scheme investing in below highest-rated corporate bonds |
| 13 | Banking and PSU Fund | Minimum investment in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions – | 80% of total assets An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions |
| 14 | Gilt Fund | Minimum investment in G-secs – 80% of total assets (across maturity) | An open ended debt scheme investing in government securities across the maturity |
| 15 | Gilt Fund with 10-year constant duration | Minimum investment in Gsecs – 80% of total assets such that the Macaulay duration of the portfolio is equal to 10 years | An open-ended debt scheme investing in government securities having a constant maturity of 10 years |
| 16 | Floater Fund | Minimum investment in floating rate instruments – 65% of total assets | An open-ended debt scheme predominantly investing in floating rate instruments |
| SR.NO | Category of Funds | Scheme characterization | Type of scheme |
| 1 | Conservative Hybrid Fund | Investment in equity & equity related instruments – between 10% and 25% of total assets; Investment in Debt instruments – between 75% and 90% of total assets | An open-ended hybrid scheme investing predominantly in the debt instrument |
| 2 | Balanced Hybrid Fund | @ Equity & Equity related instruments – between 40% and 60% of total assets; Debt instruments – between 40% and 60% of total assets No Arbitrage would be permitted in this scheme | An open-ended balanced scheme investing in equity and debt instruments |
| 2 | Aggressive Hybrid Fund | @ Equity & Equity related instruments – between 65% and 80% of total assets; Debt instruments – between 2 0% 3 5% of total assets | An open-ended hybrid scheme investing predominantly in equity and equity-related instruments |
| 3 | Dynamic Asset Allocation or Balanced advantage | Investment in equity/ debt that is managed dynamically | An open-ended dynamic asset allocation fund |
| 4 | Multi-Asset Allocation | Invests in at least three asset classes with a minimum allocation of at least 10% each in all three asset classes | An open-ended scheme investing in (mention the three different asset classes) |
| 5 | Arbitrage Fund | Scheme following arbitrage strategy. Minimum investment in equity & equity related instruments – 65% of total assets | An open-ended scheme investing in arbitrage opportunities |
| 6 | Equity Savings | Minimum investment in equity & equity-related instruments – 65% of total assets and minimum investment in debt – 10% of total assets Minimum hedged & unhedged to be stated in the SID. Asset Allocation under defensive considerations may also be stated in the Offer Document | An open-ended scheme investing in equity, arbitrage, and debt |
| SR.NO | CATEGORY OF FUNDS | Scheme Characteristics | Type of scheme |
| 1 | Retirement Fund | Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier | An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier) |
| 2 | Children’s Fund | Scheme having a lock-in for at least 5 years or till the child attains the age of majority whichever is earlier | An open-ended fund for investment for children having a lock-in for at least 5 years or till the child attains the age of majority (whichever is earlier) |
| SR.NO | CATEGORY OF FUNDS | FUNDS CHARACTERIZATION | Type of scheme |
| 1 | Index Funds/ ETFs | Minimum investment in securities of a particular index (which is being replicated/ tracked) – 95% of total assets | An open-ended scheme replicating/ tracking _ index |
| 2 | FoFs (Overseas/ Domestic) | Minimum investment in the underlying fund – 95% of total assets | An open-ended fund of fund scheme investing in the fund (mention the underlying fund) |
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